Joshua Esparza

NMLS # 2290999


Joshua Esparza

Mortgage Loan Originator

Mortgage Calculators

Loan Programs



About Joshua

Mortgage Loan Originator

Whether you are a first time home buyer or a seasoned investor that needs creative financing, you deserve to have a loan officer you can trust. I provide transparency to build a foundation of trust with my clients from beginning to end to ensure that your transaction goes smoothly. As a real estate investor, I have done several loan programs myself and possess analytical expertise on first time home purchases all the way to investing with short term rentals.

As a former collegiate wrestler and special education teacher, I have a unique set of skills that are intangible that I have transfered over to real estate investing and mortgage loan orginating. My goal is to be able to put each person in a much better financial position than they were before after closing each transaction.

I am experienced with all types of residential home loans. I work with first time home buyers, investors, Veterans, doctors, clients needing jumbo loans, as well as looking at the benefits of a refinance for my clients. Based on my experience as a loan officer, it is important to work with a Loan Officer who has your best interests in mind and who has customer service being number one on their priorities list. As your loan officer I will give you the guidance to put you in the best financial position possible. 

Overall, I am dedicated to helping you understand all your mortgage loan options, so you can pick the best loan to meet your wants and needs. And I want to make sure that you have the best experience and fulfill all of your financial goals. I will not only be your loan partner, I will be your financial partner. 


Contact Joshua

Joshua Esparza

Mortgage Loan Originator
NMLS# 2290999

337 N. Vineyard Ave, Ste 316
Ontario, CA 91764
State Licenses: CA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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